Insurance-FeesDo you take insurance?

Yes, I do. I take Blue Cross/Blue Shield and Preferred One – I am in network with them. For most other insurances (Medica, Health Partners, etc) the coverage for my services would be “Out of Network.”  This means that a deductible might need to be met before a percentage of my fee would be covered.  The best way to find out if your insurance would cover my services is to call the number on the back of your insurance card.

What do I ask my insurance company when I call the number on my card?

Here are some helpful questions to ask to find out what your coverage for my services would be:
~ Do I have outpatient mental health benefits with this policy?
~ If not, have mental health benefits been “carved out” to another insurance group?
~ Is Julia Clowney, LICSW “in network”?
~ If not, do I have “out of network” benefits that would cover her services?
~ Do I need a referral or authorization in order to see her?
~ How much is my deductible? How much of that has been met so far?
~ Do I have a co-pay or co-insurance? (The CPT code for a 45 minute session is 90834 and the CPT code for a 60 minute session is 90837.)

What are your fees?

The first session, called a diagnostic evaluation (CPT code 90791) is $225.  Most follow up sessions are either 45 minutes (38 to 52 minutes, CPT code 90834) at $175 or 60 minutes (53 to 60 minutes, CPT code 90837) at $219.

What if I can’t afford your fees?

I am more than happy to speak to you about your circumstances.  I do offer a sliding fee for folks who don’t have insurance or can’t afford to use it.  Please let me know if you’d like to discuss your circumstances.